Blackjack Insurance

If the dealer's upcard is an Ace, you are offered the option of taking "Insurance" before the dealer checks his 'hole card' for blackjack.

If you wish to take insurance you can bet an amount up to half of your original bet. The Insurance bet is placed separately on a special portion of the table, which usually carries the words "Insurance Pays 2:1". If you're taking Insurance you are placing a bet that the dealer was dealt a blackjack, and this bet pays off 2:1 if it wins. It is called insurance because it protects the original wager if the dealer actually has a blackjack. If you bet half of the original wager, you win the original bet. When betting half of the original wager on insurance and you don't have blackjack but the dealer does, no money is lost. Of course, it happens more often than not that the dealer ends up not having blackjack and you still win or lose the bet, and the insurance bet is forfeit.

Insurance is a bad bet if your not counting cards and if you have no knowledge of the hole card because it has a house edge of 2% up to 15%, depending on number of decks used and visible 10-cards. Essentially, taking insurance amounts to betting that the dealer's hole card is a ten or face card. Since in an infinite online blackjack deck, 4 of the 13 cards are tens or face cards, an unbiased insurance wager would actually pay 9:4, or 2.25:1. Since the bet on insurance only pays 2:1, the casino has a strong advantage. However, if you have been counting cards, you may know that more than a third of the deck is ten-value cards, in which case insurance becomes a good bet. This would not be possible in an online casino.

Other casino games

Blackjack is the most simple game in a casino online but there are some difficulties you will need to know before you start to play. Taking insurance or not is one of those difficulties. Besides blackjack you can also play the backgammon game. This game can be found at 1on1backgammon.com.

As we are talking about the blackjack game which is the one of the most famous card games right now we can't forget the poker game. Poker has become widely popular around the world and many online casinos offer poker in a download or flash version. It's very interesting to play poker in free poker tournaments and you can play these games at Poker4Real.com. There are some variations in poker such as video poker that can be found in all kinds of poker rooms. You can play video poker against the casino unlike regular poker games where you play against other players. In the best online casinos you can play endless fun games such as the craps game and the keno game. Besides these casino games there are numerous other games available such as progressive video slots. The gambling casinos have all sorts of games for you to enjoy your time, you can play baccarat games and you can dessert with the all-time-fun game of bingo.